Personal Umbrella Insurance in Livermore, CA and Surrounding Areas
Some personal lines of insurance, including home, renters and auto insurance, provide you with a layer of financial protection against liability claims. If you cause an accident, a guest gets injured on your property or you accidentally cause damage to another person’s property, the liability portion of your existing policy may cover the costs of these injuries or damages.
An umbrella insurance policy can help cover costs that may exceed your existing policy limits, offering additional financial protection in the event of a covered incident.
What Is Personal Umbrella Insurance?
Most policies cap their payouts at a certain amount, known as the policy’s limit. You typically must pay for costs exceeding your policy limit out-of-pocket. But, if you have a personal umbrella insurance policy, it can kick in to help cover the costs that exceed the liability limits of your existing policy.
What Does Personal Umbrella Insurance Cover?
Typically, umbrella insurance policies help cover you and members of your household against lawsuits involving personal injury to others, damage to other people’s property and various other liability claims, depending on your policy. Work with Benko Insurance Agency to determine what may or may not be covered under your umbrella insurance cover.
How to Get Personal Umbrella Insurance in California
Benko Insurance Agency has served Livermore, California, and surrounding areas for 40 years. We’ve provided invaluable services and resources to our service communities in central California, and we’re proud to keep the people we serve secure. Contact us today to discuss your personal umbrella insurance needs.